**Visa Instalments is presently not available on all Visa cards and only offered by certain issuing financial institutions and accepted at select retailers. Contact your issuer to see if your Visa card is eligible for instalments and for more details.
What are Visa Instalments?
Now at select retailers, you can pay for qualifying purchases in equal monthly payments**. With Visa Instalments, you decide what you want to buy using an eligible Visa card, choose from the available instalment plans, agree to the plan terms, and then pay and be on your way! Offered by select issuers and enabled by Visa.
Same card. Now with Instalments*
Pay over time
Split qualifying purchases into equal monthly payments at select retailers.
No setup required
Visa Instalments uses your existing credit limit, so there is no need for a credit check, another line of credit or an extra account to track. Offered by select issuers.
Predictable payments
No surprises when paid on time. The payment schedule is provided at checkout, so you’ll know what you need to pay, and when you’ll need to pay it.
How to pay with Visa Instalments
Paying with Visa Instalments* has never been so simple. You can pace your payments into equal monthly instalments, at select participating retailers, with the eligible card you already have and trust. Offered by select issuers.
Terms & Conditions
- Successful Visa Instalment transaction with a minimum amount of RM500 is required to receive the RM50 cashback at any Visa Instalment enabled merchant in Malaysia (e-comm and instore).
- Cashback is limited to 1 per cardmember during the campaign period.
- Limited to the first 4,600 redemptions per participating bank.
- This promotion is applicable for the following participating banks: AmBank, HSBC and Standard Chartered.
- Campaign period might vary depending on the issuer: AmBank 8 Mar – 31 May 2024, HSBC 1 Mar – 31 May 2024, Standard Chartered 8 Feb – 31 May 2024.
- This promotion is not exchangeable for cash.
- Promotion is valid for Visa instalment transaction only.
- Organizer reserves the right to change the Terms and Conditions of this promotion at any time.
Where to shop with Visa Instalments
Visa Instalments** is accepted for qualifying purchases at a growing list of participating retailers.
Participating Issuers
Check with your bank to see if your card is eligible for Visa Instalments.
FAQ
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It’s a simple way to pay for a purchase in equal monthly instalments using your eligible Visa card for qualifying purchases at participating retailers. And, with Visa Instalments, there’s no need for another line of credit, credit check or a new account. Offered by participating banks and enabled by Visa.
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Eligibility for an instalment plan is determined by your card issuing bank. Please contact them regarding eligibility and available instalment plans.
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You can shop online or in store at participating retailers. At checkout, simply enter your Visa card. If your Visa card is eligible, and if your purchase is a qualifying purchase, you’ll see the available instalment plans at checkout. After that, simply choose a plan by accepting the terms and complete your order. It’s that easy.
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No. Any instalment plans offered are provided by your card issuing bank as a benefit of your existing eligible Visa card.
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Yes. Your total purchase amount will be deducted from your available credit limit on your existing credit card account. For further details about this, please check with your card issuing bank and review your cardholder agreement.
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No. An instalment plan does not increase your credit limit nor is it an additional line of credit.
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Please contact your card issuing bank for specifics on how refund amounts for purchases made using an instalment plan will be applied to your credit card account.
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For questions regarding your instalment plan, refer to your cardholder agreement or contact your card issuing bank.